26/06/2013

Housing prices predicted to Boom!!

Yes !  housing prices are predicted to boom. For more information click on the link below;   Why Australian house prices are set to boom again   Need any advise on an investment loan please don’t hesitate to contact us PH: 03 9020 1420      
16/05/2013

2013 Federal Budget

The key initiatives in this year’s Federal Budget include: From the 1st of July 2014, the Medicare levy will increase by 0.5% to 2% pa. As of 1 March 2014, Families eligible for Family Tax Benefit (Part A) will only receive $2,000 following the birth of their first child, instead of the previous $5,000  and $1,000 for each subsequent child, the $5,000 Baby Bonus will be no longer. From 1 July 2014, all pension will be taxed at 15% on any asset earnings above $100,000. The Government has also confirmed that: An increase from $25,000 pa to $35,000 pa to the superannuation […]
08/05/2013

CHANGES TO THE FIRST HOME BUYERS GRANT

All First Home Buyer please note!! A payment of $7,000 is  payable to eligible First Home Owners for contracts entered before or on the  1st of July 2013, so be quick! After the 1st of July 2013, $10,000 grants are only available to eligible First Home Buyers who build or purchase of a new home , there will be no grant at all offered to first home buyers , purchasing an existing home with the new changes. However the savings on the stamp duty will be 40% from the 1st of July 2013 for all eligible First Home Buyers regardless […]
08/05/2013

Latest Interest Rates May 2013

Rates have been reduced as we all know and it looks like the majority of lenders so far are jumping on board with the full rate cut!! This of course applies to variable rates and NOT fixed rates as a lot of people believe. However, having said this there are FANTASTIC fixed rates available at the moment. The big 4 banks have got some catching up when comparing to the “smaller” lenders out there. Westpac , Commonwealth Bank and National Australia Bank are passing on the full value of the Reserve Bank’s official interest rate cut announced 7th May 2013. […]
07/05/2013

Welcome to Mortgage Finesse

Welcome to the new Mortgage Finesse Blog. Please stay tuned for great insight into mortgages, finance and some useful information that will help you with all your mortgage needs. Click on the link to help assist you with anything you might want to know regarding the process on a new loan/ refinance or call the office and our friendly staff will be happy to answer any of your queries.   http://www.youtube.com/watch?v=ieL2i1PauDk Many Thanks